I see a few o0f you have had a peep, so here is some info you might find useful to help keep you safe from scammers.
I could make an e-mail template up in no time. It would look the real deal in every way - logos, mission statements, phone numbers, links........ but it would be fake. If I can do it anybody can do it.
My first instinct and golden rule with e-mails I do not expect is: "Be suspicious". Question what is being said or asked for especially with PIN, account details or requests for payments.
Once my suspicions are roused I then follow a set of simple rules if it
might be from a company I use:
* Have a look at the From field to see who sent the message. If you copy and paste the sender's 'name@company' details into google it can often give you a quick idea
* Always have your status bar on, you can then see where a link is actually going by hovering over it.
* Do not click on any link
* Do not phone any number
* Check the domain is correct .com .org .co.uk (google is your friend) nickyourmoney.
com is not the same as nickyourmoney.
co.uk but easily overlooked
* Get a good phone number for the company from here:
http://www.192.com/people/directory-enquiries/ if you want to phone them
* Use the known website Contact Us service
* Forward the e-mail to the Contact Us e-mail service. In the Subject line say
POSSIBLE SCAM and in the body of your e-mail expalin why.
If I do not deal with the "company" I simply delete the e-mail from my computer. I then go to my e-mail provider(s) - Hotmail, Gmail - and mark it as spam and then delete it from the server.
Note: You can always see the message source to get more detail, but unless you know what you are looking for it is not really worth it.
Be Safe.