Credit Ratings - being curious

[meriad]

Another thing I discovered, each time your turned down it affects your rating.

Ah, so maybe I am in the right after all

But then, would a credit card company be allowed to send you an email inviting you to apply for one of their cards if they suspected you wouldn't be accepted for one?
sorry just playing devils advocate here?

I'm always weary of these - transfer to use now and we'll promise you xy and z emails. My colleague is what one calls a credit card tart and hops from one to another. Admittedly he's never been declined but still....

[Weka]

No idea sorry. Don't forget this was close to 10 years ago now, so things could (and probably have) changed.


(Good grief! Was it really that long ago???!!!)

[Kaz]

My colleague is what one calls a credit card tart and hops from one to another. Admittedly he's never been declined but still....

I think that is ok, as long as you know your rating is good enough not to be turned down Ria Personally, I couldn't be faffed to keep switching